Florida Property Owners

Florida's Lien Laws Are Complex—
Your Contract Must Protect You

Florida's Construction Lien Law (Chapter 713) gives subcontractors and suppliers the right to lien your property—even if you've paid your contractor in full. Your contract must include specific protections:

Mandatory Lien Law Warning Florida requires contracts over $2,500 to include a Lien Law Warning in 12-point, boldfaced, capitalized type—alerting you that unpaid parties can lien your property.
Recovery Fund Disclosure Contracts must inform you of the Florida Homeowners' Construction Recovery Fund—providing financial assistance if a licensed contractor commits misconduct.
Notice to Owner Rights Subcontractors and suppliers must send you a Notice to Owner within 45 days—giving you visibility into who can claim a lien on your property.
New 1-Year Builder Warranty Effective July 1, 2025, Florida requires builders to provide a mandatory 1-year warranty on new home construction covering defects that violate the Florida Building Code.
Without proper lien releases and payment controls in your contract, you could pay twice for the same work—once to your contractor and again to unpaid subcontractors.
Get Your Contract Reviewed
WHO WE REPRESENT

Property Owners Across Florida

Homeowners

Hurricane repairs, pool installations, home renovations, and new construction. We ensure Florida's lien laws don't put your property at risk.

Commercial Owners

Retail, hospitality, office, and industrial properties. We structure contracts that protect your commercial investments from Florida's complex lien environment.

Developers

Condominiums, subdivisions, and mixed-use projects. We navigate Florida's heightened condo regulations and new reserve requirements to protect your development.

WHAT WE PROVIDE

Comprehensive Contract Services

01

Contract Review & Breakdown

We review your construction contract against Florida's Chapter 713 requirements and provide a clear explanation of every clause—so you understand exactly what you're signing.

02

Lien Risk Assessment

We identify lien exposure risks, explain Notice to Owner requirements, and build payment controls into your contract that prevent double-payment scenarios.

03

Revision & Drafting

We revise existing contracts to include mandatory Florida disclosures and lien protections, or draft new contracts from scratch tailored to your project.

Know Your Rights Under Florida Law

Florida statutes provide specific protections for property owners. Understanding these laws helps you ensure your contract includes the protections you're entitled to.

Chapter 489 — Contractor Licensing

Florida DBPR Construction Industry Licensing
  • License Verification: Always verify your contractor holds a valid state license through the DBPR before signing any contract.
  • Recovery Fund Protection: If a licensed contractor commits misconduct, you may be eligible for compensation through the Florida Homeowners' Construction Recovery Fund.
  • Unlicensed Contractor Risk: Contracts with unlicensed contractors are voidable and may leave you without legal recourse for defective work.
  • Insurance Requirements: Licensed contractors must carry general liability insurance—confirm coverage before work begins.

Chapter 520 — Home Improvement Finance

Home Improvement Sales and Finance Act
  • Financing Disclosures: If your contractor offers financing, they must comply with strict disclosure requirements under Part V of Chapter 520.
  • Right to Cancel: Financed home improvement contracts may include cancellation rights—review your contract carefully for applicable deadlines.
  • Licensed Sellers: Contractors offering financing must hold appropriate licenses under the Home Improvement Sales and Finance Act.
  • Written Contract Required: All financed home improvement work requires a written contract with specific disclosures and terms.

Ready to Protect Your Florida Property?

Don't sign a construction contract without understanding Florida's lien laws.
Let us review your contract and explain your options.

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